OPTIMAL FHA  BY ARTISAN MORTGAGE      

The solution to your fha needs. Call 623-760-2561. 
Optimal FHA- hOME PAGE
Optimal FHA funds FHA loans for non-hud approved brokers. While co-brokering a loan is illegal according to HUD and RESPA standards, you can legally refer a client over to us and get paid a reasonable broker fee from your client. We realize that our competitors, Perfect FHA and Ideal Mortgage Bank are offering similar programs, but we hope that our superior rates and service will convince you to choose us.

About Us

Optimal FHA was created by Artisan Mortgage, a residential mortgage banker headquartered in the Scottsdale, AZ with licensed to fund FHA loans in AZ, CA and NM.  We take pride in the financial expertise and exceptional service offered by our staff.

Mission

Optimal FHA was launched to provide non-HUD approved mortgage brokers with a viable source to fund their FHA borrowers while staying compliant with HUD regulations.  Our mission is to provide excellent service and fair rates to FHA borrowers. 


Benefits of offering FHA 

Many of the borrowers who were placed in subprime mortgages could have qualified for an FHA loan. FHA loans offer more flexibility than conventional lending, yet the terms of the loan are very similar. Some benefits of FHA loans include:
  • High LTV's
  • Ability to use down payment assistance
  • Low credit scores allowed
  • No prepayment penalty
  • Competitive fixed rates.

FHARates.info was created to offer an overview of Optimal FHA, highlight FHA Guidelines and provide clarification regarding our compliance policy. Please contact us to get started closing FHA loans.


9051 W. Kelton, Suite 8 - Peoria, AZ 85382
Licensed in AZ (B-0907489), CA, NM   

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